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Страховка не обязательна...Возможно ли?

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  • Страховка не обязательна...Возможно ли?

    [color="blue"]Jivu V Wisconsine. Strahobka Ne Obyazatelna. Predpochitau pokupat' Deshevie razvalushki, kotorie eshe begaut, i za kotorimi ne nado Osobo Uhajivat'!!! Plachu 300 baksov, esju pol-goda god i potom na svalku!! vmesto Tojo chtobi brat' kredit i platit' 300 baksov v mesyac + strahovka bakov 150!!![/size]



    Это нашёл на одном из форумов. Действительно ли владея старушкой можно обходиться без страховки, ну или дешёвой страховкой? На первое время это был бы отличный вариант.

  • #2
    Re: Страховка не обязательна...Возможно ли?

    Зависит от штата. Многие штаты требуют страховку [liability], несмотря на возраст машины. В большинстве случаев, чем старше машина (обыкновенная, не говорим о всяких редкостях), тем дешевле страховка. Но страховка зависит и от множества других факторов.

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    • #3
      Re: Страховка не обязательна...Возможно ли?

      From [url]www.brouillettelaw.com/Auto.sh tml

      Цитата:
      Generally speaking, it islegal to operate your vehicle in Wisconsin without insurance. However, it is also irresponsible. Driving without insurance can cost you much more than you’re attempting to save on an insurance policy.



      Under Wisconsin law, if you get into an accident in this state where you cause any personal injury or property damage of $1,000 or more, you can be required to provide the Wisconsin Department of Transportation with proof of your financial ability to pay all of the other person’s damages. If you can’t provide proof of insurance, you’ll need to provide WisDOT with some other proof that you are financially able to pay.



      If you or someone who is driving your car are involved in this type of accident in Wisconsin, a copy of the police report is automatically sent to WisDOT. That department will then make a decision whether or not you are responsible for the other person’s injuries or property damages. If that department decides that you are responsible, it will also make a determination as to what amount of money the other person is entitled to receive from you. That decision will be made by WisDOT without a judge or jury.



      Within less than two months from the accident, WisDOT will then require you to provide proof that you can pay the other person’s damages. If you cannot provide proof of insurance, WisDOT can require you to post enough money with that department to cover the cost of the other person’s damages, whether it is $1,000, $10,000, $100,000, or more. If the requested insurance, security or money is not provided to WisDOT, your license to operate a car and all registration privileges in Wisconsin will be suspended.



      Usually, this suspension will last one year. However, driving privileges can be suspended for up to 20 years if the injured party then proceeds to a civil judgment in state court, and the judgment is not paid.



      Стоимость Liability insurance будет зависет не от года выпуска Вашей машины, а от того какой ущерб потенциально может она нанести окружающим.



      Авто за 300 баксов - это полный бред.









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      • #4
        Ответ: Страховка не обязательна...Возможно ли?

        Да есть такие штаты, например, в New Hampshire страховка необязательна. Но если банк финансирует машину то они заставляют страховку покупать. А вообще даже если машина дешевая то хорошо просто иметь просто "liability" страховку.

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