[vitUS]

Podskaghite please, mne prishlo pis`mo ot Capital One s predlogheniem creditki, 0% APR do avgusta, zatem 14,9% i anual fee $45, eto pervoe predloghenie credita, u menya net nikakih creditok. Sam ya nikuda ne obraschalsya, za isklyucheniem Best Bay - na credit, no poluchil otkaz, bylo eto pol goda nazad, v USA bolee goda, dumal porabotayu god potom nachnu aplaitsya, tut sami predloghili, ya pochital etot topik i ponyal chto s fee ne ochen` udobno, reshil aplaitsya na American Expres, no segodnya poluchil takoe pis`mo:
Thank you for your recent application for ... We do value your desire to establish a relationship with us. We regret that we are unable to approve your request for the following reasons:
We have been unable to obtain your consumer credit bureau score from the agency identified below.
Our credit decision was based in whole or in part on information obtained in a report from the consumer reporting agency listed in this letter. Please understand that the reporting agency played no part in our decision and cannot supply you with specific reasons why we denied credit to you. You have a right under the Fair Reporting Act to obtain a free copy of your report from the reporting agency, if you request it no later than 60 days after you receive this notice. If you find any information contained in the report you receive is inaccurate or incomplete, you have the right to dispute the metter with the reporting agency.

Enclosed is an important notice concerning your rights.

It has been our experience that applicants who do not meet our basic requirements at one time may qualify later on. We invite you to submit a new application an a later date when your circumstances have changhed.



Izvinite, s angliyskim ne ochen` no sut` ya ponyal, toka pochemu net????

Pomogite i posovetuyte chto delat`